Terms of Use for Rate Check USA

These Terms of Use (“Terms”) govern your access to and use of the Services provided by Kyber Digital Marketing LLC dba Kyber Direct through Rate Check USA (“we,” “us,” or “our”). By accessing or using the Services, you agree to be bound by these Terms.

You may use the Services only for lawful purposes and in accordance with these Terms. You agree not to misuse the Services, interfere with their operation, attempt unauthorized access, or use the Services in a way that violates applicable law or third-party rights.

The Services may contain marketing content, lead forms, promotional materials, third-party offers, and referral opportunities relating to insurance, lending, or other products and services. We do not guarantee the accuracy, completeness, availability, or suitability of any content or offer. All offers are subject to change, cancellation, eligibility requirements, underwriting or qualification criteria, and terms imposed by the applicable third party.

We may receive compensation in connection with certain offers, links, or placements, and such compensation may affect how offers are displayed or ranked.

The content provided through the Services is for informational and promotional purposes only. It does not constitute legal, financial, insurance, tax, or other professional advice, and you should not rely on it as a substitute for independent professional judgment.

You are responsible for the accuracy of information you submit and for complying with all applicable laws when using the Services or responding to offers, promotions, or communications. You represent that any information you provide is true, accurate, and complete to the best of your knowledge.

The Services and all related content, design, text, graphics, logos, trademarks, and other materials are owned by or licensed to us and are protected by intellectual property laws. Except as expressly permitted in writing, you may not copy, reproduce, modify, distribute, republish, or create derivative works from the Services.

The Services may contain links to third-party websites or platforms. We are not responsible for third-party content, products, services, or practices. Your use of third-party sites is at your own risk and subject to their terms and policies.

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the Services will be uninterrupted, secure, error-free, or free from harmful components, or that any content or offer will be accurate or available at any particular time.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNT, IF ANY, PAID BY YOU TO US FOR THE SERVICES IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

You agree to defend, indemnify, and hold harmless us and our affiliates, officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the Services, your violation of these Terms, or your violation of any law or third-party right.

We may suspend or terminate your access to the Services at any time, with or without notice, if we believe you have violated these Terms or if we discontinue the Services or any part of them.

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute not subject to mandatory arbitration, if any, shall be brought in a court of competent jurisdiction in San Diego County, California.

We may revise these Terms at any time by posting the updated version. Your continued use of the Services after the effective date of revised Terms constitutes acceptance of the changes.

Questions about these Terms may be sent to:

Kyber Digital Marketing LLC dba Kyber Direct · 555 Saturn Blvd., Ste B 807, San Diego, CA 92154 · hello@the.ratecheckusa.com