Privacy Policy for Rate Check USA

This Privacy Policy describes how Kyber Digital Marketing LLC dba Kyber Direct (“Kyber Direct,” “we,” “us,” or “our”) collects, uses, discloses, and otherwise processes information in connection with Rate Check USA and related websites, pages, communications, content, and services (collectively, the “Services”). This Policy applies to visitors, users, leads, and others who access or use the Services.

By using the Services, you acknowledge that you have read and understand this Privacy Policy.

We may collect the following categories of information:

• Information you provide directly, such as your name, email address, phone number, mailing address, age range, property information, insurance or loan preferences, quote- or rate-request details, and any other information you submit through forms, landing pages, surveys, lead forms, or direct communications.

• Automatically collected information, such as IP address, browser type, device identifiers, operating system, access times, referring URLs, pages viewed, clicks, scroll activity, session duration, and similar usage data.

• Email and communication data, including whether you open, click, forward, or otherwise interact with our emails and messages.

• Location information, which may include approximate geographic location derived from IP address or other technical signals.

• Third-party information, such as data we receive from advertising partners, analytics providers, email service providers, lead distributors, insurers, lenders, affiliate networks, data vendors, and other business partners.

We may use information for the following purposes:

• To provide, operate, and improve the Services.

• To process inquiries, quote requests, and lead submissions.

• To match, route, or distribute leads to participating third parties, advertisers, agents, or service providers.

• To send newsletters, promotional messages, offers, announcements, and other communications.

• To personalize content, recommendations, and offers.

• To analyze user behavior, campaign performance, conversion activity, and audience engagement.

• To detect, prevent, and investigate fraud, abuse, or security incidents.

• To comply with legal obligations and enforce our rights.

• To support advertising, remarketing, attribution, lead routing, and other business operations.

We and our service providers may use cookies, pixels, tags, scripts, SDKs, local storage, and similar technologies to collect information about your activity on the Services. These tools may be used for analytics, audience measurement, personalization, retargeting, advertising, and conversion tracking.

You may be able to control certain tracking technologies through your browser settings or other tools; however, disabling cookies may affect some features of the Services.

We may disclose information to:

• Our affiliates, service providers, contractors, and vendors.

• Advertising partners, analytics providers, email delivery vendors, lead buyers, insurers, lenders, agents, and platform providers.

• Business partners and offer providers in connection with campaigns, promotions, lead distribution, or audience monetization.

• Successors or acquirers in connection with a merger, sale, reorganization, financing, or similar transaction.

• Government authorities, regulators, courts, or other third parties when required by law or necessary to protect rights, safety, or security.

We may also share or disclose information in a de-identified, aggregated, or pseudonymized form.

Depending on how the Services are configured and operated, we may sell, share, license, or otherwise disclose certain information for targeted advertising, lead generation, audience development, analytics, campaign measurement, or related business purposes, subject to applicable law. Where required by law, we will provide the ability to opt out of such activity.

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include rights to:

• Request access to your personal information.

• Request correction or deletion.

• Opt out of certain processing, including targeted advertising, sale, or sharing.

• Limit use of sensitive personal information, where applicable.

• Withdraw consent, where processing is based on consent.

To exercise any applicable rights, contact us at hello@the.ratecheckusa.com. We may need to verify your identity before fulfilling a request.

If you provide your contact information, you may receive promotional and informational communications from us or from third parties as permitted by law and by the relevant campaign terms. You may unsubscribe from promotional emails by following the instructions in the message or contacting us directly. We may still send non-promotional messages, including administrative notices.

The Services may contain links to third-party websites, offers, products, or services. We are not responsible for the privacy practices, content, or security of third-party properties. You should review the privacy policies of any third-party site you visit.

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, enforce agreements, or support legitimate business interests.

We use commercially reasonable administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

The Services are not intended for children under 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will take reasonable steps to delete it.

We may update this Privacy Policy from time to time. Any changes will become effective when posted unless otherwise required by law.

If you have questions about this Privacy Policy, please contact us at:

Kyber Digital Marketing LLC dba Kyber Direct · 555 Saturn Blvd., Ste B 807, San Diego, CA 92154 · hello@the.ratecheckusa.com